A pet is a part of one’s family. That’s why you only want the best for your little roommate. A pet always comes with a number of fixed costs such as food, vaccinations and a visit to the vet. And what about unforeseen costs? In this case, you can call on animal insurance.
What is animal insurance?
Pets insurance covers unforeseen veterinary costs and/or treatment costs related to illness or accident. As already mentioned, the animal insurance does not intervene if the illness or the accident and their consequences occurred and were observed before the subscription of the insurance or during the waiting period.
What does animal insurance cover?
Pet insurance covers unexpected veterinary costs and costs associated with treatment. Some examples of possible covers
- Veterinary consultation
- Health examination
- Laboratory analyzes
- Urinary tract infection
Check with your insurer to find out exactly what coverage is included in your pet insurance. This will avoid any unpleasant surprises.
What does pet insurance not cover?
The animal insurance does not intervene if the disease or the accident and their consequences occurred and were noted before the subscription of the insurance or during the waiting period. Below are examples of possible exclusions:
- Special foods such as dietary or therapeutic foods
- Identification costs such as microchip or tattoo
- Fees for ocular prostheses
You can always contact your insurance company for all information regarding exclusions.
Why take out animal insurance?
You are not required to purchase pet insurance, but it is recommended if you have a pet. After all, you never know if your pet will end up having an accident or suddenly getting sick. Medical costs can be very high. In this case, animal insurance can present a solution.