If you work on the water, you know how dangerous maritime jobs can be. From oil rigs to fishing boats, accidents can happen quickly, and injuries can be serious. If you’ve been hurt on the job, getting the right settlement is very important. A settlement helps cover medical bills, lost wages, and other expenses. But how do you make sure you get the most out of your claim? Here are 7 insider tips a maritime injury lawyer in Houma recommends to help you maximize your settlement.
1. Seek Medical Attention Immediately
The first thing you should do after an accident is see a doctor. Even if your injury seems minor, it’s important to get a professional evaluation. Some injuries, like back problems or internal injuries, might not show symptoms right away. A medical report is strong evidence in your case and helps your lawyer prove the extent of your injuries. Delaying treatment can make insurance companies question your claim. They might argue that your injury was not serious or caused by something else. Getting prompt medical attention protects your health and strengthens your case.
2. Document Everything About Your Accident
Keeping thorough records after a maritime accident is essential for a strong case. Write down every detail you remember, including the date, time, location, and exactly what happened. Note the names of any witnesses and what they saw. Take clear photos of the accident scene, your injuries, and any damaged equipment. Detailed documentation makes it easier for your lawyer to build a strong claim and prevents insurance companies from downplaying your case. The more accurate and organized your records are, the harder it is for anyone to dispute your settlement.
3. Report the Accident to Your Employer
Even if your injury seems minor, it’s very important to report the accident to your employer as soon as possible. Most maritime companies have strict rules and deadlines for reporting injuries, and failing to follow these procedures can make it harder to receive fair compensation later. When you report the accident, stick to the facts—explain what happened, where it occurred, and the time it happened. Avoid sharing opinions, guesses, or extra details that could create confusion. A clear and accurate report helps your lawyer build a strong case. It protects your legal rights throughout the claims process.
4. Avoid Discussing Your Case Publicly
After a maritime accident, it’s natural to want to share your experience, but talking about your case publicly can hurt your settlement. Avoid posting about the accident on social media or discussing details with friends, coworkers, or anyone outside your legal team. Insurance companies often monitor online activity and may use even innocent comments to challenge your claim. Instead, let your lawyer handle all communications with insurance adjusters. By keeping details private, you protect your case, prevent misunderstandings, and ensure that nothing you say can be used against you during negotiations or legal proceedings.
5. Keep Track of All Expenses
Maritime injuries often come with a variety of costs, some of which may not be obvious at first. It’s important to keep detailed records of all expenses, including medical bills, prescriptions, therapy sessions, travel to appointments, and any lost wages. Even small costs, like over-the-counter medications or medical supplies, should be documented. Your lawyer can use this information to accurately determine the full value of your settlement. Staying organized and thorough with these records from the beginning ensures a smoother claims process and helps you receive the compensation you deserve.
6. Don’t Accept the First Offer Too Quickly
After a maritime injury, insurance companies often try to settle quickly with an initial offer. While it might seem tempting to accept this money right away, the first offer is rarely the full amount you deserve. Adjusters aim to minimize payouts, and accepting too soon can leave you undercompensated. A skilled maritime injury lawyer can carefully review the offer, identify its shortcomings, and negotiate for a higher settlement. Exercising patience and allowing your lawyer to handle communications can lead to a significantly better outcome and ensure your long-term needs are considered.
7. Work With an Experienced Maritime Injury Lawyer
Maritime injury claims are different from regular workplace injuries. Special laws, such as the Jones Act, apply to workers on boats, oil rigs, and other offshore jobs. Navigating these rules without professional help can be risky. An experienced Maritime Injury lawyer in Houma understands these unique regulations and can carefully review your case. They gather evidence, document injuries, and negotiate with insurance companies to protect your rights. The right lawyer helps you avoid mistakes, secure a fair settlement, and stay confident throughout the claims process.
Conclusion
Recovering from a maritime injury is challenging, but following these insider tips can help you protect your rights and get the settlement you deserve. Always seek medical attention quickly, document your accident, report it properly, and avoid sharing details publicly. Keep track of all expenses, don’t rush into accepting the first settlement offer, and work with an experienced lawyer. In Houma, Ory Law Group can guide you through the process, letting you focus on recovery while ensuring your settlement meets all your needs.
