How much does it cost to study masters in New Zealand?

Study in New Zealand for Indian Students in 2025 has become a sought-after destination for international students due to its high-quality education system, stunning landscapes, and welcoming culture. If you’re considering pursuing a master’s degree in New Zealand, understanding the costs involved is crucial for planning your academic journey. Here’s a breakdown of the expenses you can expect.

1. Table of Contents

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   Tuition Fees

The tuition fees for a master’s degree in New Zealand vary based on the university, the program of study, and your status as an international student.

• Arts, Humanities, and Social Sciences: NZD 20,000–30,000 per year
• Business and Management: NZD 25,000–40,000 per year
• Engineering and Technology: NZD 30,000–45,000 per year
• Health Sciences: NZD 35,000–70,000 per year

Most master’s programs in New Zealand are one to two years long. Keep in mind that some specialized programs, such as MBA or professional health degrees, tend to cost more.

2. Living Expenses

New Zealand offers a high quality of life, but this comes with associated living costs. The New Zealand government requires international students to have at least NZD 20,000 per year for living expenses. Here’s a detailed estimate:

• Accommodation:
  • Shared flat or apartment: NZD 700–1,200 per month
  • University dormitories: NZD 800–1,500 per month
• Food and Groceries: NZD 400–600 per month
• Transport: NZD 100–150 per month (public transport or car expenses)
• Utilities and Internet: NZD 150–250 per month
• Miscellaneous Costs: NZD 200–400 per month (entertainment, personal expenses)

3. Health Insurance

Health insurance is mandatory for international students in New Zealand. On average, you can expect to pay NZD 300–700 per year for a comprehensive policy. Many universities offer tailored insurance plans, so check with your institution for recommendations.

4. Visa Costs

The New Zealand student visa application fee is approximately NZD 530. In addition, you may need to budget for costs related to medical examinations or police certificates if required.

5. Additional Costs

• Study Materials: Books, software, and other resources may cost between NZD 500–1,000 per year.
• Travel: If you plan to explore New Zealand’s breathtaking landscapes, budget extra for travel expenses.
• Part-Time Work: As an international student, you are allowed to work up to 20 hours per week during the semester and full-time during holidays. This can help offset some living costs.

6. Scholarships and Financial Aid

To ease the financial burden, many universities and government bodies in New Zealand offer scholarships for international students. Some notable ones include:

• New Zealand International Scholarships
• University-specific scholarships like the University of Auckland International Student Excellence Scholarship
• Program-specific grants, especially for research-focused master’s programs

Sample Budget

For a one-year master’s degree in business, your estimated costs might look like this:

• Tuition: NZD 30,000
• Living Expenses: NZD 20,000
• Health Insurance: NZD 500
• Miscellaneous Costs: NZD 2,000

Total Estimated Cost: NZD 52,500

Is It Worth It?

While studying in New Zealand requires a significant financial investment, the return in terms of world-class education, cultural experience, and potential career opportunities is often worth it. Many programs are designed with practical, research-oriented learning that prepares students for global job markets.